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Topics
Our economy
Understanding the basics of the economy
How the Austrian economy works
Important institutions in the financial market
The role of taxes
Your role in the economy
Money and payments
Money as a means of exchange
Money and its price (interest)
The value of money and inflation
Inflation: measurement and impact on your personal finances
Money and currencies
Your payment options
Managing money
Tracking your finances
Work and income
Spending and consumption
Saving and investing
The difference between saving and investing
Setting and achieving savings goals
Fundamentals of investing
Securities – shares, bonds, funds
Investment options – real estate, gold etc.
Debt and credit
Debt and overindebtedness
Consequences of debt and ways out
Loans and loan costs
Types of loans and leases
Risk management
Dealing with Risk
Risk diversification for investments
Protecting against risk through insurance
Planning ahead: saving for retirement
Consumer protection
Professional financial advice
Financial advice and consumer protection
Protection against financial fraud
Solutions to problems with financial institutions
Life stages
School and lifelong learning
Children, young people and pupils
Young people and students
Lifelong learning
Parents
Teachers
Working life
First job
Employment
Self-employment and entrepreneurship
Making big purchases and provisions for the future
Buying a house or an apartment
Other major expenses
Providing for your old age
Family life
Living independently
Starting a family
Families change
Retirement
Managing our budget and payments as we grow older
Making use of financial services
When the family gets smaller
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Educational Offer
About us
National Financial Literacy Strategy
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Open market operation
For open market operation, see also main refinancing operation.
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