Glossary

A
Additional commuter lump-sum allowance
Advance payment
Amount insured
Asset management companies
B
Bank account
Bank money
Basic needs
Basket of goods
Best in class
Bond
Bonuses
Borrower
Budget deficit
Budget planner
Budget surplus
Budgetary planning
Budgeting
Bullet loan
Bundesschatz
Business Identifier Code (BIC)
Business license
Buy now, pay later (BNPL)
C
Capability to work
Central bank
Chatbot
Circular economy
Civil court
Collective wage agreements
Commercial banks
Common stocks
Commuter allowance
Concession
Consumer behaviour
Consumer good
Consumer loan
Consumer price index (CPI)
Consumer protection organizations
Contract between generations
Corporate income tax
Coupon
Credit card
Credit transfer
Creditworthiness
Creditworthiness
Crowdfunding platform
Crypto assets
Crypto assets
Currency
Currency risk
Custody account
D
Dauerschuldverhältnis
Debit card
Debt capital
Debt collection agency
Debt security
Deductible
Default interest
Default risk
Deflation
Democracy
Deposit guarantee schemes
Deposit rate
Derivate
Digital token
Digitalisation
Direct debit (SEPA direct debit)
Distance selling
Diversification
Dividend
Domestic currency
E
ECB
Effect of compound interest
Effective annual interest rate (effective interest rate)
Elections
Employee tax assessment
Employment contract
Endowment insurance
Enforcement of judgments
Equity
ESCB
ESG
ETC
ETF
EURIBOR
European System of Central Banks (ESCB)
European Central Bank (ECB)
European Union (EU)
Exchange
Exchange rate
Exclusion criteria
Exports
F
Family Bonus Plus
Fee
Finance consulting firms
Financial advice
Financial institutions
Financial instrument
Financial intermediaries
Financial or investment advisers
Financial services companies
Financial stability
Finfluencer
Fintechs (financial technology firms)
Fixed expenses
Foreign currency
G
Gainful activity
Globalization
Green bonds
Greenwashing
Gross domestic product (GDP)
Gross wage gross salary
Guarantee
H
Harmonised Index of Consumer Prices (HICP)
HICP
I
Imports
Income tax
Income tax return
Inflation
Inflation rate
Inflation risk
Infrastructure
Initial public offering (IPO)
Innovation
Input tax
Insolvency
Installment purchase
Instant credit transfers
Insurance policy
Interest
Interest escalation clause
Interest rate
International Bank Account Number (IBAN)
Investing
Investment companies
Investment fund
Investment fund
Investment income tax
Investment platforms
Investment services providers
Investor / creditor
Issuance
Issuer
K
Key interest rate
L
Land register
Legal expenses insurance
Legal notices database
Legal person
Lending rate
Lien
Life insurance policy
Liquidity
Liquidity risk
Loss of purchasing power
M
Main refinancing operation
Marginal earnings threshold
Market risk
Means of distance communication
Money market instrument
Mortgage
N
Natural person
Net pay /remuneration
Nominal / face value
Nominal interest rate
Norms-based screening
O
Oesterreichische Nationalbank (OeNB)
Ombudsperson
Online brokers
Open market operation
P
Payment services
Payment slip
Pension account
Pension funds
Phishing
Physical assets
PIN
Portfolio
Power of attorney
Preferences
Preferred stocks
Premium
Price index
Price risk
Private bankruptcy
Providers of financial products
Purchasing power
Pure life insurance
R
Real interest rate
Redemption
Reference interest rate
Reminder fees
Residual debt insurance
Resources
Return
Right to tender in lease contracts
Risk
Risk attitude
Risk classes
S
Salary
Salary / wage attachment
Sale on account
Saving money
Scams
Security
SEPA (Single Euro Payment Area)
Service note
Shadow economy
Share
Share price
Shareholder
Shareholders meeting
Short-time work
Single market
Social security contributions
Social transfers
Staff agreement
Standing order
Stock corporation
Stock exchange
Stock index
Supervisory authority
Subscriber
T
TAN
Tarifvertrag / collective wage agreement
Tax
Term life insurance / permanent life insurance
Terms and conditions
Three-month EURIBOR
Trading order
Trading platforms
Two-factor authentication (2FA)
V
Value-added tax (VAT)
Valuten
Variable expenses
Video selfies
W
Wage
Wage-price spiral
Wage / salary attachment
Wage tax
Wallet
Warranty
Z
Zug um zug
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